Terms of Service & Disclaimer
Last Updated: October 13, 2026
Welcome to Calculate-SIP.in. By accessing or using our financial calculators, articles, and simulation tools, you acknowledge and agree to comply with the following terms, conditions, and disclaimers.
1. Educational & Simulation Purposes Only
Calculate-SIP.in provides mathematical simulation models based on standard financial compounding formulas (annuity due, compound interest, step-up increments, and inflation discounting). All content, figures, and calculations provided on this site are strictly for informational and educational purposes only.
2. Not SEBI-Registered Financial or Investment Advice
Calculate-SIP.in is an independent software tool and is NOT a SEBI-registered Investment Adviser (RIA), Research Analyst, or Asset Management Company (AMC). Nothing on this platform should be construed as an offer, solicitation, or recommendation to buy, hold, or sell any mutual fund scheme, equity stock, ETF, or financial instrument.
3. Mutual Fund Market Risk Disclaimer
Mandatory Regulatory Notice: Mutual fund investments are subject to market risks. Read all scheme-related documents (SID / KIM) carefully before investing. Past historical returns (e.g., 12% or 15% CAGR) do not guarantee future performance. Market volatility can result in capital depreciation.
4. Accuracy of Mathematical Projections
While our engineering team applies rigorous testing to ensure precision in mathematical models, financial outcomes depend on real-world market movements, taxation changes, expense ratios (TER), exit loads, and inflation fluctuations. Calculate-SIP.in makes no warranties regarding absolute accuracy, completeness, or suitability for any specific financial objective.
5. Intellectual Property
All original code, interactive calculator logic, visual designs, and published editorial guides on Calculate-SIP.in are protected under Indian and international copyright laws. Unauthorized reproduction or scraping is strictly prohibited.
6. Limitation of Liability
In no event shall Calculate-SIP.in or its creators be held liable for any direct, indirect, incidental, or consequential financial losses arising from the use of or inability to use this platform. Always consult a certified financial planner or SEBI-registered investment advisor for personal portfolio planning.