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Complete SIP Compounding Index

All Monthly SIP Combinations & Returns

Explore all 99 monthly SIP plans. Select your monthly budget and investment horizon to view projected maturity values, capital gains, and year-by-year compounding breakdowns.

Start with a worked SIP example

These examples compare contributions, alternative return assumptions and annual step-ups. The remaining scenarios below are available for exploring other budgets.

All values are illustrations, not fund forecasts. See the calculation methodology.

Target Goal SIP Blueprints

How much monthly SIP is required to reach a specific wealth milestone?

→ Open Target Calculator
₹25 Lakhs
in 3 Years →in 5 Years →in 7 Years →in 10 Years →in 15 Years →in 20 Years →in 25 Years →
₹50 Lakhs
in 3 Years →in 5 Years →in 7 Years →in 10 Years →in 15 Years →in 20 Years →in 25 Years →
₹1 Crore (Crorepati)
in 3 Years →in 5 Years →in 7 Years →in 10 Years →in 15 Years →in 20 Years →in 25 Years →
₹2 Crores
in 3 Years →in 5 Years →in 7 Years →in 10 Years →in 15 Years →in 20 Years →in 25 Years →
₹5 Crores
in 3 Years →in 5 Years →in 7 Years →in 10 Years →in 15 Years →in 20 Years →in 25 Years →

Micro SIPs (Starter & Students)

Start building wealth with as little as ₹500 a month.

₹500 / month

9 Horizons
3 Yrs₹21,7545 Yrs₹41,2437 Yrs₹65,98910 Yrs1.16 Lakhs12 Yrs1.61 Lakhs15 Yrs2.52 Lakhs20 Yrs5 Lakhs25 Yrs9.49 Lakhs30 Yrs17.65 Lakhs

₹1,000 / month

9 Horizons
3 Yrs₹43,5085 Yrs₹82,4867 Yrs1.32 Lakhs10 Yrs2.32 Lakhs12 Yrs3.22 Lakhs15 Yrs5.05 Lakhs20 Yrs9.99 Lakhs25 Yrs18.98 Lakhs30 Yrs35.30 Lakhs

₹2,000 / month

9 Horizons
3 Yrs₹87,0155 Yrs1.65 Lakhs7 Yrs2.64 Lakhs10 Yrs4.65 Lakhs12 Yrs6.45 Lakhs15 Yrs10.09 Lakhs20 Yrs19.98 Lakhs25 Yrs37.95 Lakhs30 Yrs70.60 Lakhs

Mid-Tier SIPs (Salaried Professionals)

The most popular monthly investment brackets in India.

₹3,000 / month

9 Horizons
3 Yrs1.31 Lakhs5 Yrs2.47 Lakhs7 Yrs3.96 Lakhs10 Yrs6.97 Lakhs12 Yrs9.67 Lakhs15 Yrs15.14 Lakhs20 Yrs29.97 Lakhs25 Yrs56.93 Lakhs30 Yrs1.06 Crores

₹5,000 / month

9 Horizons
3 Yrs2.18 Lakhs5 Yrs4.12 Lakhs7 Yrs6.60 Lakhs10 Yrs11.62 Lakhs12 Yrs16.11 Lakhs15 Yrs25.23 Lakhs20 Yrs49.96 Lakhs25 Yrs94.88 Lakhs30 Yrs1.76 Crores

₹10,000 / month

9 Horizons
3 Yrs4.35 Lakhs5 Yrs8.25 Lakhs7 Yrs13.20 Lakhs10 Yrs23.23 Lakhs12 Yrs32.23 Lakhs15 Yrs50.46 Lakhs20 Yrs99.91 Lakhs25 Yrs1.90 Crores30 Yrs3.53 Crores

Wealth Accelerator SIPs

Fast-track financial independence (FIRE) and high net worth milestones.

₹15,000 / month

9 Horizons
3 Yrs6.53 Lakhs5 Yrs12.37 Lakhs7 Yrs19.80 Lakhs10 Yrs34.85 Lakhs12 Yrs48.34 Lakhs15 Yrs75.69 Lakhs20 Yrs1.50 Crores25 Yrs2.85 Crores30 Yrs5.29 Crores

₹20,000 / month

9 Horizons
3 Yrs8.70 Lakhs5 Yrs16.50 Lakhs7 Yrs26.40 Lakhs10 Yrs46.47 Lakhs12 Yrs64.45 Lakhs15 Yrs1.01 Crores20 Yrs2 Crores25 Yrs3.80 Crores30 Yrs7.06 Crores

₹25,000 / month

9 Horizons
3 Yrs10.88 Lakhs5 Yrs20.62 Lakhs7 Yrs32.99 Lakhs10 Yrs58.08 Lakhs12 Yrs80.56 Lakhs15 Yrs1.26 Crores20 Yrs2.50 Crores25 Yrs4.74 Crores30 Yrs8.82 Crores

₹50,000 / month

9 Horizons
3 Yrs21.75 Lakhs5 Yrs41.24 Lakhs7 Yrs65.99 Lakhs10 Yrs1.16 Crores12 Yrs1.61 Crores15 Yrs2.52 Crores20 Yrs5 Crores25 Yrs9.49 Crores30 Yrs17.65 Crores

High Net Worth (HNI) SIPs

Aggressive wealth compounding for high earners.

₹1,00,000 / month

9 Horizons
3 Yrs43.51 Lakhs5 Yrs82.49 Lakhs7 Yrs1.32 Crores10 Yrs2.32 Crores12 Yrs3.22 Crores15 Yrs5.05 Crores20 Yrs9.99 Crores25 Yrs18.98 Crores30 Yrs35.30 Crores

Frequently Asked Questions

What is the best monthly SIP amount to start with?

The best SIP amount is any amount you can consistently invest every month without fail. You can start with as little as ₹500 or ₹1,000 per month. What matters most is starting early and stepping up your contribution by 10% each year as your income increases.

How are returns calculated across these SIP combinations?

All projections use standard compounding periodic growth formula (Annuity Due) at an illustrative annual rate of 12%, divided monthly. Each individual combination page also features alternative scenarios for 8%, 10%, 14%, and 15% returns.